AI-Powered Retirement Planning
Experience the future of retirement planning with personalized AI insights tailored to your country—registered and tax-advantaged accounts, government benefits, and tax rules for both Canadian and U.S. households.
Your retirement deserves more than guesswork.
What if you could see your retirement future—clear, personalized, and built for the way real households plan in Canada and the United States? That's what we're building. Watch the video to meet the people and the platform behind it.
We started Retirewise because too many households were planning the biggest chapter of their lives with spreadsheets and hope. We wanted to change that—expertise that understands the registered and tax-advantaged accounts, government benefits, and tax rules that matter in both Canada and the United States, paired with technology that turns complexity into clarity.
- • Built for Canada and the U.S. — Country-specific accounts, taxes, and government benefits—done right in both jurisdictions.
- • Expert thinking, plain language — No jargon. Just clear answers and a path forward.
- • Your numbers, your future — One place to see where you stand and where you're headed.
- • Household-aware — Plan as an individual or as a couple, with country-specific spousal strategies.
See the story behind the platform—and why we're focused on getting your retirement right, wherever you live.
For best quality, select 1080p in the video player settings (gear icon).
Your Journey to Financial Freedom
Follow these simple steps to transform your retirement planning with AI-powered insights and personalized strategies.
Sign Up & Onboarding
Create your account and complete our guided onboarding. We securely capture your household, income, accounts, goals, and risk preferences to bootstrap a personalized retirement profile in minutes.
Why Choose Retirewise AI?
Experience the future of retirement planning with our comprehensive suite of AI-powered tools and personalized insights.
AI-Driven Analysis
Get personalized recommendations based on your unique financial profile and the tax landscape of your country—Canada or the United States.
Country & Region Tax Modeling
Accurate calculations for Canadian provinces (including Quebec) and U.S. federal & state taxation, with country-specific account rules and government benefits.
Household & Spouse Planning
Complete household financial modeling for couples planning retirement together, with country-specific spousal strategies.
Goal Setting & Tracking
Define and track your retirement goals with smart planning tools and milestone tracking.
Advanced Scenario Analysis
Probability-based, scenario-driven retirement projections with portfolio modeling, market-risk analysis, and optimization.
Financial Calculators
A suite of retirement, savings, tax, mortgage, and net-worth calculators, starting with Canadian-focused tools and expanding to U.S. retirement accounts.
Useful Government Resources (Canada & U.S.)
Access official retirement and benefit resources from Canada and the United States to complement your planning.
Canada.ca
Central portal for all federal services
USA.gov
Central portal for U.S. federal services and benefits
Canada Revenue Agency (CRA)
Tax filing, RRSP, TFSA limits and My CRA Account
Internal Revenue Service (IRS)
Federal taxes, IRA/401(k) limits, and your IRS account
OAS & CPP Overview
Learn about Old Age Security and Canada Pension Plan
Social Security Retirement Benefits
Learn about claiming ages, spousal, and survivor benefits
Retirement Planning (FCAC)
Tools & tips from the Financial Consumer Agency of Canada
CFPB Retirement Tools
Consumer Financial Protection Bureau retirement guides
Medicare.gov
Federal health coverage for retirees aged 65+
Ready to Secure Your Future?
Join thousands of households across Canada and the United States who are taking control of their financial future with AI-powered retirement planning.